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No problem. I knew when I wrote it I wasn't saying it the way I meant
but was a bit foggy at the time (DH put Return of the King into the DVD player after 10 last night and I'm a credidiot...). I didn't mean privatizing, but the creation of personal accounts. While changing won't be mandatory, you know people who really don't even understand how simple interest works will be under a lot of pressure to change. The government may only approve a few investments but crooks will count on people being unaware of this or they will charge people for an "information kit" to tell them the same stuff the government could tell them for free. Think of all the additional junk mail, SPAM, and trash faxes... In any case, since I no longer contribute to the system I'm only interested in a guaranteed return with essentially no risk. JiminyCricket wrote: Great discussion of human behavior and some of the ongoing studies -- but... the policy discussion ISN'T about PRIVATIZING SOCIAL SECURITY, it's about allowing people under some age limit (current talk is 50 yrs old) invest some portion (current talk is less than 10%) of their SS contribution into federally approved investment vehicles (a limited number of these too). It wouldn't be mandatory -- so you wouldn't be forced to change from the current scheme if you didn't want to. (not arguing with Brenda -- just trying to add some clarity) -- Brenda |
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