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Hi Jan:
Shouldn't be a problem. If they deny a claim, then they will have to deny the claim of a hobbiest that uses epoxy and welding torches, etc. The only real question that comes up with manufactured homes is if there is a wood stove installed. The only fire that I've heard of regarding a studio is that the woodstove got out of hand or that some one doing raku dropped a piece on the floor that sparked a fire. That was pure carelessness. Should have set the kiln up outside rather than inside the shed then caring the garbage can outside. The building next door is still part of your property and would be automatically covered on that same policy as an "other structure". Would be safer, of course, to have it away from your living structure, if possible. Please let me know how it turns out. Diego "Jan Clauson" wrote in message k.net... Thank you, Diego. I will call them today. Pottery is now a hobby for me, however, I did help set up and run a pottery that was open to the public for a few years. The reason I have been declaring the kiln is that there have been several reports of claims being denied because there was a kiln on the premises. I have no way of confirming these stories, but I thought it prudent to declare the kiln. Don't want to have a fire and find out my insurance is invalid. However, I am rethinking this position. I do have a second option to put the kiln in a shed on the lot next door, which I also own. However, there is no power to that lot and the shed requires a lot of work. This would require a little more money than I had intended to spend at this time. I'll give Foremost a try, and If that bombs, on to the shed! Thanks again, Jan C. |
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