OT New Credit Card Scam

IT"S LONG BUT PLEASE READ!!!

SHE IN PA


WARNING...CREDIT CARD SCAM. PLEASE READ CAREFULLY.

This information is worth reading.

By understanding how the VISA & MasterCard Telephone Credit Card Scam works,
you'll be better prepared

to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was called
on Thursday from "MasterCard".

The scam works like this:

Person calling says, "This is (name), and I'm calling from the Security and
Fraud Department at VISA. My

Badge number is 12460. Your card has been flagged for an unusual purchase
pattern, and I'm calling to verify.

This would be on your VISA card which was issued by (name of bank). Did you
purchase an Anti-Telemarketing

Device for $497.99 from a Marketing company based in Arizona?"


When you say "No", the caller continues with, "Then we will be issuing a
credit to your account. This is a company

we have been watching and the charges range from $297 to $497, just under
the $500 purchase pattern that flags

most cards. Before your next statement, the credit will be sent to (gives
you your address), is that correct?"


"You say yes". The caller continues - "I will be starting a Fraud
investigation. If you have any questions, you should

call the 1- 800 number listed on the back of your card (1-800-VISA) and ask
for Security. You will need to refer to

this Control Number. The caller then gives you a 6 digit number. "Do you
need me to read it again?"

Here's the IMPORTANT part on how the scam works. The caller then says, "I
need to verify you are in possession

of your card". He/She will ask you to "turn your card over and look for some
numbers". There are 7 numbers; the

first 4 are part of your card number, the next 3 are the security Numbers'
that verify you are the possessor of the card.

These are the numbers you sometimes use to make Internet purchases to prove
you have the card.

(NOTE: The callers will not ask for your card number; they already have it.
What they need however,

are the Security Numbers on the back of the card. Don't fall for it.)



The caller will ask you to read the 3 numbers to him. After you tell the
caller the 3 numbers, he'll say, "That is correct,

I just needed to verify that the card has not been lost or stolen, and that
you still have your card. Do you have any other

questions?"


After you say No, the caller then thanks you and states, "Don't hesitate to
call back if you do", and hangs up. You

actually say very little, and they never ask for or tell you the Card
number.

But after we were called on Wednesday, we called back within 20 minutes to
ask a question. Are we glad we did!

The REAL VISA Security Department told us it was a scam and in the last 15
minutes a new purchase of $497.99

was charged to our card. Long story made short - we made a real fraud report
and closed the VISA account.

VISA is reissuing us a new number.


What the scammers want is the 3-digit PIN number on the back of the card.
Don't give it to them. Instead,

tell them you'll call VISA or Master card directly for verification of their
conversation. The real VISA told us that they

will never ask for anything on the card as they already know the information
since they issued the card!


If you give the scammers your 3 Digit PIN Number, you think you're receiving
a credit. However, by the time you get

your statement you'll see charges for purchases you didn't make, and by then
it's almost to late and/or more difficult

to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a
"Jason Richardson of Master Card" with

a word-for-word repeat of the VISA scam. This time I didn't let him finish.
I hung up! We filed a police report, as

instructed by VISA. The police said they are taking several of these reports
daily! They also urged us to tell everybody

we know that this scam is happening. Please pass this on to all your family
and friends. By informing each other, we

protect each other."

I've seen this in the past, and saved it, naturally I can't find it!


On Mon, 12 Dec 2005 15:22:23 -0500, "She in PA"
wrote:

IT"S LONG BUT PLEASE READ!!!

SHE IN PA


WARNING...CREDIT CARD SCAM. PLEASE READ CAREFULLY.

This information is worth reading.

By understanding how the VISA & MasterCard Telephone Credit Card Scam works,
you'll be better prepared

to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was called
on Thursday from "MasterCard".

The scam works like this:

Person calling says, "This is (name), and I'm calling from the Security and
Fraud Department at VISA. My

Badge number is 12460. Your card has been flagged for an unusual purchase
pattern, and I'm calling to verify.

This would be on your VISA card which was issued by (name of bank). Did you
purchase an Anti-Telemarketing

Device for $497.99 from a Marketing company based in Arizona?"


When you say "No", the caller continues with, "Then we will be issuing a
credit to your account. This is a company

we have been watching and the charges range from $297 to $497, just under
the $500 purchase pattern that flags

most cards. Before your next statement, the credit will be sent to (gives
you your address), is that correct?"


"You say yes". The caller continues - "I will be starting a Fraud
investigation. If you have any questions, you should

call the 1- 800 number listed on the back of your card (1-800-VISA) and ask
for Security. You will need to refer to

this Control Number. The caller then gives you a 6 digit number. "Do you
need me to read it again?"

Here's the IMPORTANT part on how the scam works. The caller then says, "I
need to verify you are in possession

of your card". He/She will ask you to "turn your card over and look for some
numbers". There are 7 numbers; the

first 4 are part of your card number, the next 3 are the security Numbers'
that verify you are the possessor of the card.

These are the numbers you sometimes use to make Internet purchases to prove
you have the card.

(NOTE: The callers will not ask for your card number; they already have it.
What they need however,

are the Security Numbers on the back of the card. Don't fall for it.)



The caller will ask you to read the 3 numbers to him. After you tell the
caller the 3 numbers, he'll say, "That is correct,

I just needed to verify that the card has not been lost or stolen, and that
you still have your card. Do you have any other

questions?"


After you say No, the caller then thanks you and states, "Don't hesitate to
call back if you do", and hangs up. You

actually say very little, and they never ask for or tell you the Card
number.

But after we were called on Wednesday, we called back within 20 minutes to
ask a question. Are we glad we did!

The REAL VISA Security Department told us it was a scam and in the last 15
minutes a new purchase of $497.99

was charged to our card. Long story made short - we made a real fraud report
and closed the VISA account.

VISA is reissuing us a new number.


What the scammers want is the 3-digit PIN number on the back of the card.
Don't give it to them. Instead,

tell them you'll call VISA or Master card directly for verification of their
conversation. The real VISA told us that they

will never ask for anything on the card as they already know the information
since they issued the card!


If you give the scammers your 3 Digit PIN Number, you think you're receiving
a credit. However, by the time you get

your statement you'll see charges for purchases you didn't make, and by then
it's almost to late and/or more difficult

to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a
"Jason Richardson of Master Card" with

a word-for-word repeat of the VISA scam. This time I didn't let him finish.
I hung up! We filed a police report, as

instructed by VISA. The police said they are taking several of these reports
daily! They also urged us to tell everybody

we know that this scam is happening. Please pass this on to all your family
and friends. By informing each other, we

protect each other."

for more info on this -- http://www.snopes.com/crime/warnings/creditcard.asp

Anne in CA
annerudolph AT comcast DOT net
"It's not having what you want; it's wanting what you've got." -- Sheryl
Crow
http://community.webshots.com/user/annerudolph3
http://www.frappr.com/rctq



She in PA wrote:
IT"S LONG BUT PLEASE READ!!!

SHE IN PA


WARNING...CREDIT CARD SCAM. PLEASE READ CAREFULLY.

This information is worth reading.

By understanding how the VISA & MasterCard Telephone Credit Card Scam works,
you'll be better prepared

to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was called
on Thursday from "MasterCard".

The scam works like this:

Person calling says, "This is (name), and I'm calling from the Security and
Fraud Department at VISA. My

Badge number is 12460. Your card has been flagged for an unusual purchase
pattern, and I'm calling to verify.

This would be on your VISA card which was issued by (name of bank). Did you
purchase an Anti-Telemarketing

Device for $497.99 from a Marketing company based in Arizona?"


When you say "No", the caller continues with, "Then we will be issuing a
credit to your account. This is a company

we have been watching and the charges range from $297 to $497, just under
the $500 purchase pattern that flags

most cards. Before your next statement, the credit will be sent to (gives
you your address), is that correct?"


"You say yes". The caller continues - "I will be starting a Fraud
investigation. If you have any questions, you should

call the 1- 800 number listed on the back of your card (1-800-VISA) and ask
for Security. You will need to refer to

this Control Number. The caller then gives you a 6 digit number. "Do you
need me to read it again?"

Here's the IMPORTANT part on how the scam works. The caller then says, "I
need to verify you are in possession

of your card". He/She will ask you to "turn your card over and look for some
numbers". There are 7 numbers; the

first 4 are part of your card number, the next 3 are the security Numbers'
that verify you are the possessor of the card.

These are the numbers you sometimes use to make Internet purchases to prove
you have the card.

(NOTE: The callers will not ask for your card number; they already have it.
What they need however,

are the Security Numbers on the back of the card. Don't fall for it.)



The caller will ask you to read the 3 numbers to him. After you tell the
caller the 3 numbers, he'll say, "That is correct,

I just needed to verify that the card has not been lost or stolen, and that
you still have your card. Do you have any other

questions?"


After you say No, the caller then thanks you and states, "Don't hesitate to
call back if you do", and hangs up. You

actually say very little, and they never ask for or tell you the Card
number.

But after we were called on Wednesday, we called back within 20 minutes to
ask a question. Are we glad we did!

The REAL VISA Security Department told us it was a scam and in the last 15
minutes a new purchase of $497.99

was charged to our card. Long story made short - we made a real fraud report
and closed the VISA account.

VISA is reissuing us a new number.


What the scammers want is the 3-digit PIN number on the back of the card.
Don't give it to them. Instead,

tell them you'll call VISA or Master card directly for verification of their
conversation. The real VISA told us that they

will never ask for anything on the card as they already know the information
since they issued the card!


If you give the scammers your 3 Digit PIN Number, you think you're receiving
a credit. However, by the time you get

your statement you'll see charges for purchases you didn't make, and by then
it's almost to late and/or more difficult

to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a
"Jason Richardson of Master Card" with

a word-for-word repeat of the VISA scam. This time I didn't let him finish.
I hung up! We filed a police report, as

instructed by VISA. The police said they are taking several of these reports
daily! They also urged us to tell everybody

we know that this scam is happening. Please pass this on to all your family
and friends. By informing each other, we

protect each other."

I guess this is making the rounds again. This was told to our group about 3
years ago. I think every few years they try the same things again to see
who will fall for it. They told us never to give any information from our
credit cards to anyone calling you. If you have called them, that is
different. It is too easy to have your caller ID show that the call is
actually from a credit card company.

Sherry Starr

"She in PA" wrote in message
...
IT"S LONG BUT PLEASE READ!!!

SHE IN PA


WARNING...CREDIT CARD SCAM. PLEASE READ CAREFULLY.

This information is worth reading.

By understanding how the VISA & MasterCard Telephone Credit Card Scam
works, you'll be better prepared

to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was called
on Thursday from "MasterCard".

The scam works like this:

Person calling says, "This is (name), and I'm calling from the Security
and Fraud Department at VISA. My

Badge number is 12460. Your card has been flagged for an unusual purchase
pattern, and I'm calling to verify.

This would be on your VISA card which was issued by (name of bank). Did
you purchase an Anti-Telemarketing

Device for $497.99 from a Marketing company based in Arizona?"


When you say "No", the caller continues with, "Then we will be issuing a
credit to your account. This is a company

we have been watching and the charges range from $297 to $497, just under
the $500 purchase pattern that flags

most cards. Before your next statement, the credit will be sent to (gives
you your address), is that correct?"


"You say yes". The caller continues - "I will be starting a Fraud
investigation. If you have any questions, you should

call the 1- 800 number listed on the back of your card (1-800-VISA) and
ask for Security. You will need to refer to

this Control Number. The caller then gives you a 6 digit number. "Do you
need me to read it again?"

Here's the IMPORTANT part on how the scam works. The caller then says, "I
need to verify you are in possession

of your card". He/She will ask you to "turn your card over and look for
some numbers". There are 7 numbers; the

first 4 are part of your card number, the next 3 are the security Numbers'
that verify you are the possessor of the card.

These are the numbers you sometimes use to make Internet purchases to
prove you have the card.

(NOTE: The callers will not ask for your card number; they already have
it. What they need however,

are the Security Numbers on the back of the card. Don't fall for it.)



The caller will ask you to read the 3 numbers to him. After you tell the
caller the 3 numbers, he'll say, "That is correct,

I just needed to verify that the card has not been lost or stolen, and
that you still have your card. Do you have any other

questions?"


After you say No, the caller then thanks you and states, "Don't hesitate
to call back if you do", and hangs up. You

actually say very little, and they never ask for or tell you the Card
number.

But after we were called on Wednesday, we called back within 20 minutes to
ask a question. Are we glad we did!

The REAL VISA Security Department told us it was a scam and in the last 15
minutes a new purchase of $497.99

was charged to our card. Long story made short - we made a real fraud
report and closed the VISA account.

VISA is reissuing us a new number.


What the scammers want is the 3-digit PIN number on the back of the card.
Don't give it to them. Instead,

tell them you'll call VISA or Master card directly for verification of
their conversation. The real VISA told us that they

will never ask for anything on the card as they already know the
information since they issued the card!


If you give the scammers your 3 Digit PIN Number, you think you're
receiving a credit. However, by the time you get

your statement you'll see charges for purchases you didn't make, and by
then it's almost to late and/or more difficult

to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a
"Jason Richardson of Master Card" with

a word-for-word repeat of the VISA scam. This time I didn't let him
finish. I hung up! We filed a police report, as

instructed by VISA. The police said they are taking several of these
reports daily! They also urged us to tell everybody

we know that this scam is happening. Please pass this on to all your
family and friends. By informing each other, we

protect each other."

I actually *did* get this phone call a couple of
months back. I told the woman I'd call the
number on the back of my visa card and she
even encouraged me. The wait was over 10
minutes and she put me on hold and then
hung up. I was very nearly roped in.

-- Anita --

"Irrational Number" wrote in message
ink.net...
I actually *did* get this phone call a couple of
months back. I told the woman I'd call the
number on the back of my visa card and she
even encouraged me. The wait was over 10
minutes and she put me on hold and then
hung up. I was very nearly roped in.

-- Anita --


And I got what I thought was one of these calls awhile back. Turns out DH
was in Oklahoma and he stopped at a liquor store before going on to the duck
hunting lodge. He charged a couple of cases of beer and some whiskey. The
charge was about $35.00.

The credit card woman said they were concerned because a charge in the
amount of $3,500.00 had just been made. Wanted me to verify that we made
the charge.

Called DH on his cell phone and he said he was aware, because he had then
tried to use the charge card at the Wal-Mart store next door and it was
denied.

He was back at the liquor store, where the clerk was frantically trying to
straighten out the mess.

The point of my story is that sometimes the call from the credit card
company is legitimate. She never asked me for the credit card number or the
pin number. All she wanted to do was verify that we were in control of the
card. She then removed the hold from the card and all was well.

Cindy

My daughter was studying in Kazakhstan and used her charge card
several times in a row at a mall. The credit card company tried
calling her but didn't get through so froze the card. She got in touch
with us and asked us to get in touch with the credit card company, but
since we weren't on the card, they wouldn't talk to us. It ended up
costing her $75 in telephone charges to let them know that the charges
were legitimate.

Linda
PATCHogue, NY

On Tue, 13 Dec 2005 13:25:38 -0600, "teleflora"
wrote:


"Irrational Number" wrote in message
link.net...
I actually *did* get this phone call a couple of
months back. I told the woman I'd call the
number on the back of my visa card and she
even encouraged me. The wait was over 10
minutes and she put me on hold and then
hung up. I was very nearly roped in.

-- Anita --


And I got what I thought was one of these calls awhile back. Turns out DH
was in Oklahoma and he stopped at a liquor store before going on to the duck
hunting lodge. He charged a couple of cases of beer and some whiskey. The
charge was about $35.00.

The credit card woman said they were concerned because a charge in the
amount of $3,500.00 had just been made. Wanted me to verify that we made
the charge.

Called DH on his cell phone and he said he was aware, because he had then
tried to use the charge card at the Wal-Mart store next door and it was
denied.

He was back at the liquor store, where the clerk was frantically trying to
straighten out the mess.

The point of my story is that sometimes the call from the credit card
company is legitimate. She never asked me for the credit card number or the
pin number. All she wanted to do was verify that we were in control of the
card. She then removed the hold from the card and all was well.

Cindy

I did get a call from my CC telling me about unusual charges. Software
in England, it was. They had to cancel my account and issue me a new
card. This was the sunday before we left for vacation. Great timing!




--
Dr. Quilter
http://community.webshots.com/user/mvignali
(take the dog out for a walk)

My credit card was compromised about two years ago... and found out on my
way to do some c.mas shopping !
Here I am in Vermont...USA...and it had been used in the UK for some Bling
!!!..
They had called our office at 8 in the a.m. but dh wasn't thinking about my
cc but his so he didn't pick up on it .
I found out about it when about 10 a.m. I was trying to make a cc.
charge...But the cc company had caught it
right away. .And that person
also tried to charge his /her monthly internet fee with it !!!...duh That
charge showed up on my acct
the next month. But they had charged $1200.00 worth of bling ( as
described in the charge ) to my acct
when it was picked up. ...Hope they got him/her good. I couldn't find
out what they did with him/her.


"DrQuilter" wrote in message
...
I did get a call from my CC telling me about unusual charges. Software
in England, it was. They had to cancel my account and issue me a new
card. This was the sunday before we left for vacation. Great timing!




--
Dr. Quilter
http://community.webshots.com/user/mvignali
(take the dog out for a walk)